Insomnia

Every night somewhere it's three in the morning,
and someone's not sleeping 'cause sleeping's boring,
and with twiddling thumbs they count as imaginary sheep leap
and wonder if it's worth it to try to fall back sleep or just get up.
How many sheep before enough is enough?
Plus they can't stop thinking about the bills.
Plus they can't stop thinking about the chills.
They can't stop thinking about how much
they're worried about tomorrow
and if they had to, where they could beg and borrow.